How Client Relationships Work

A typical investment management relationship proceeds as follows (click the image at right to see a visual representation):
  • Learn: We discuss your investment objectives, constraints, special needs, tax situation, and risk tolerance.
  • Written Policies: We prepare formal written agreements indicating customized investment policies and objectives, which reflect your specific needs and goals.
  • Administrative: We take care of most heavy-lifting in terms of account set up, transfers, and paperwork.
  • Investment Management: We build a customized stock and/or balanced (stock & bond) portfolio around your unique situation.  You work with a dedicated portfolio manager who is available to you personally.  You are never routed to a call center.
  • Communication: We report to you in writing on a quarterly basis to present your portfolio's investment performance, portfolio details, and general economic conditions.  We are also available to meet or talk at your request.
  • Investment Results: Quarterly reports to you include your actual investment performance as compared to the S&P 500 stock index and other market indices.
  • At Your Disposal: Your dedicated portfolio manager remains "on call" to meet or talk anytime.
No Custody of Client Assets: Eads & Heald Investment Counsel is exclusively an investment management firm.  We are not a bank, brokerage firm, or insurance company.  As such, we do not hold your assets.  You will place your assets in custody at the brokerage firm of your choice.  Eads & Heald is granted trading authority and manages your portfolio through your selected brokerage firm.  We can suggest a brokerage firm if you do not already have a relationship.